/* ==========================================================================
   Design tokens (from the design system bundle)
   ========================================================================== */
@font-face{
  font-family:'EB Garamond';
  font-style:normal;
  font-weight:500 600;
  font-display:swap;
  src:url('fonts/eb-garamond.woff2') format('woff2');
}
@font-face{
  font-family:'Source Sans 3';
  font-style:normal;
  font-weight:400 600;
  font-display:swap;
  src:url('fonts/source-sans-3.woff2') format('woff2');
}

:root{
  /* colors.css */
  --navy-900:#062F5F;
  --navy-700:#1D3A6A;
  --black:#000000;
  --white:#FFFFFF;
  --gray-100:#F4F6F8;
  --gray-200:#E7EBEF;
  --gray-400:#6B7280;
  --state-pass:#2F6E4F;
  --state-fail:#8C2F2F;

  --color-primary:var(--navy-900);
  --color-accent:var(--navy-700);
  --color-ink:var(--black);
  --color-muted:var(--gray-400);
  --color-bg:var(--white);
  --color-bg-zone:var(--gray-100);
  --color-border:var(--gray-200);
  --color-link:var(--navy-700);
  --color-link-hover:var(--navy-900);
  --color-success:var(--state-pass);
  --color-danger:var(--state-fail);

  /* typography.css */
  --font-serif-display:'EB Garamond',Georgia,'Times New Roman',serif;
  --font-sans-body:'Source Sans 3',-apple-system,'Segoe UI',Helvetica,Arial,sans-serif;
  --tracking-eyebrow:.14em;

  /* spacing.css */
  --space-1:4px;
  --space-2:8px;
  --space-3:12px;
  --space-4:16px;
  --space-5:24px;
  --space-6:32px;
  --space-7:48px;
  --space-8:64px;
  --space-9:96px;
  --space-10:128px;
  --radius-sm:2px;
  --radius-md:4px;
  --radius-lg:6px;
  --container-max:1120px;
  --container-narrow:720px;
  --header-height:112px;

  /* effects.css */
  --shadow-sm:0 1px 2px rgba(6,47,95,.06);
  --shadow-card:0 1px 3px rgba(6,47,95,.08),0 1px 2px rgba(6,47,95,.04);
  --shadow-elevated:0 8px 24px rgba(6,47,95,.10);
  --border-hairline:1px solid var(--color-border);
  --border-rule:1px solid var(--navy-700);
  --focus-ring:0 0 0 3px rgba(29,58,106,.25);
  --ease-standard:cubic-bezier(.4,0,.2,1);
  --duration-fast:120ms;
  --duration-base:180ms;
}

/* ==========================================================================
   Reset / base
   ========================================================================== */
*,*::before,*::after{box-sizing:border-box}
html{overflow-x:hidden;scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;background:#fff;color:var(--color-ink);font-family:var(--font-sans-body);-webkit-font-smoothing:antialiased;min-height:100vh;display:flex;flex-direction:column}
main{flex:1}
a{color:var(--color-link);text-decoration:none}
a:hover{color:var(--color-link-hover);text-decoration:underline}
table{font-variant-numeric:tabular-nums}
::selection{background:#062F5F;color:#fff}
img{max-width:100%}

/* ==========================================================================
   Layout utilities
   ========================================================================== */
.shell{max-width:1120px;margin:0 auto;padding:0 48px}
.eyebrow{font-family:var(--font-sans-body);font-size:12px;letter-spacing:var(--tracking-eyebrow);text-transform:uppercase;color:var(--navy-700);font-weight:600}
.body-text{font-family:var(--font-sans-body);font-size:16px;line-height:1.6;color:var(--color-ink)}
.muted-text{font-family:var(--font-sans-body);font-size:14px;line-height:1.6;color:var(--color-muted)}
.section-heading{font-family:var(--font-serif-display);font-size:clamp(1.375rem,1.1rem + 1.6vw,2.125rem);line-height:1.25;color:var(--navy-900);font-weight:500;margin:16px 0 0}
.section-label{display:flex;align-items:center;gap:12px}
.section-label .label-rule{flex:1;height:1px;background:var(--color-border)}
[id]{scroll-margin-top:var(--header-height)}
#top{scroll-margin-top:0}

/* ==========================================================================
   Buttons
   ========================================================================== */
.btn{font-family:var(--font-sans-body);font-weight:600;border:1px solid transparent;border-radius:var(--radius-md);cursor:pointer;display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:44px;transition:background var(--duration-base) var(--ease-standard),border-color var(--duration-base) var(--ease-standard);text-decoration:none;line-height:normal}
.btn:hover{text-decoration:none}
.btn:disabled{cursor:not-allowed;opacity:.5}
.btn-sm{padding:6px 12px;font-size:13px}
.btn-md{padding:10px 18px;font-size:14px}
.btn-lg{padding:13px 24px;font-size:15px}
.btn-primary{background:var(--color-primary);color:#fff;border-color:var(--color-primary)}
.btn-primary:hover,.btn-primary:focus,.btn-primary:active{color:#fff}
.btn-secondary{background:#fff;color:var(--color-primary);border-color:var(--color-primary)}
.btn-secondary:hover,.btn-secondary:focus,.btn-secondary:active{color:var(--color-primary)}

/* ==========================================================================
   Data display components
   ========================================================================== */
.badge{font-family:var(--font-sans-body);font-size:12px;font-weight:600;padding:4px 10px;border-radius:var(--radius-lg);display:inline-block}
.badge-primary{background:var(--navy-900);color:#fff}
.badge-accent{background:#EAF0F7;color:var(--navy-700)}
.tag{font-family:var(--font-sans-body);font-size:12px;font-weight:600;letter-spacing:.04em;color:var(--navy-700);border:1px solid var(--navy-700);border-radius:var(--radius-sm);padding:3px 8px;display:inline-block}
.stat{font-family:var(--font-sans-body);display:flex;flex-direction:column;gap:2px}
.stat-label{font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--color-muted);font-weight:600}
.stat-value{font-family:var(--font-serif-display);font-size:32px;color:var(--navy-900);font-weight:600;line-height:1.1}
.stat-sublabel{font-size:12px;color:var(--color-muted)}

.card{background:#fff;border:1px solid var(--color-border);border-radius:var(--radius-lg);box-shadow:var(--shadow-card);padding:var(--space-5);font-family:var(--font-sans-body)}

.table-wrap{border:1px solid var(--color-border);border-radius:var(--radius-lg);overflow:hidden;overflow-x:auto;background:#fff}
.buy-box-table-note{margin:10px 0 0;font-size:13px}
.data-table{width:100%;border-collapse:collapse;font-family:var(--font-sans-body);font-size:13px}
.data-table th{background:var(--navy-900);color:#fff;text-align:left;padding:8px 10px;font-weight:600}
.data-table td{padding:8px 10px;text-align:left;font-variant-numeric:tabular-nums;background:#fff}
.data-table tbody tr:nth-child(even) td{background:var(--gray-100)}

.callout{font-family:var(--font-sans-body);font-size:14px;line-height:1.6;padding:14px 16px;border-radius:var(--radius-md);max-width:480px;background:#fff;border:1px solid var(--navy-700);color:#000}
.callout--wide{max-width:none;width:100%}
.callout-label{font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--navy-700);font-weight:600;margin-bottom:6px}

/* ==========================================================================
   Form fields
   ========================================================================== */
.field{display:flex;flex-direction:column;gap:6px;font-family:var(--font-sans-body)}
.field-input{max-width:360px}
.field-select{max-width:300px}
.field-label{font-size:13px;font-weight:600;color:#000}
.field input[type="text"],.field input[type="email"],.field input[type="tel"],.field select,.field textarea{font:inherit;font-size:15px;padding:10px 12px;min-height:44px;border-radius:var(--radius-md);border:1px solid var(--color-border);outline:none;background:#fff;color:#000}
.field textarea{resize:vertical}
.field input.has-error{border-color:var(--color-danger)}
.field-hint{font-size:12px;color:var(--color-muted)}
.field-error{font-size:12px;color:var(--color-danger)}

.choice{display:inline-flex;align-items:center;gap:8px;min-height:44px;font-family:var(--font-sans-body);font-size:14px;color:#000;cursor:pointer}
.choice input{width:16px;height:16px;accent-color:var(--color-primary)}

.choice-group{border:1px solid var(--color-border);border-radius:var(--radius-md);padding:14px 16px;display:flex;flex-wrap:wrap;gap:10px 24px}
.choice-group-label{font-family:var(--font-sans-body);font-size:13px;font-weight:600;color:#000;display:block;margin-bottom:8px}


/* ==========================================================================
   Header
   ========================================================================== */
.site-header{position:sticky;top:0;z-index:1000;height:var(--header-height);background:var(--color-bg);border-bottom:var(--border-rule)}
.header-inner{height:100%;padding-top:8px;padding-bottom:8px;box-sizing:border-box;display:flex;align-items:center;justify-content:space-between;gap:16px}
.header-logo-link{display:flex;align-items:center;flex-shrink:0;min-height:44px;line-height:0}
.header-logo{height:96px;width:auto;display:block}
.site-nav{display:flex;gap:26px;align-items:center;flex-wrap:nowrap;white-space:nowrap}
.nav-links{display:flex;gap:26px;align-items:center}
.nav-links a{display:inline-flex;align-items:center;min-height:44px;padding:4px 0;font-size:14px;font-weight:600;cursor:pointer;color:var(--color-muted)}
.nav-links a:hover{color:var(--navy-900);text-decoration:none}

/* ==========================================================================
   Footer
   ========================================================================== */
.site-footer{border-top:1px solid var(--color-border);background:var(--color-bg-zone);margin-top:0}
.footer-grid{padding:48px 48px 40px;display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:48px}
.footer-logo{width:210px;display:block}
.footer-tagline{max-width:300px;margin:16px 0 0}
.footer-col{display:flex;flex-direction:column;gap:2px}
.footer-col a{display:inline-flex;align-items:center;min-height:44px}
.footer-col-head{font-size:11px;margin-bottom:4px}
.footer-bottom-border{border-top:1px solid var(--color-border)}
.footer-bottom{padding:18px 48px;display:flex;justify-content:space-between;font-size:13px}

/* ==========================================================================
   Hero
   ========================================================================== */
.hero{display:grid;grid-template-columns:minmax(0,1.12fr) minmax(0,.88fr);gap:72px;align-items:center;padding:88px 48px 72px}
.hero-copy{min-width:0}
.hero-h1{font-family:var(--font-serif-display);font-size:clamp(2rem,1.5rem + 3vw,3.375rem);line-height:1.14;color:var(--navy-900);font-weight:600;margin:18px 0 24px}
.hero-lede{font-family:var(--font-sans-body);font-size:18px;line-height:1.6;color:var(--color-ink);margin:0 0 14px;max-width:100%;text-wrap:pretty}
.hero-sub{font-family:var(--font-sans-body);font-size:14px;line-height:1.6;color:var(--color-muted);margin:0 0 32px;max-width:100%}
.hero-actions{display:flex;gap:14px;align-items:center;flex-wrap:wrap}
.hero-media-wrap{min-width:0}
.hero-media{width:100%;aspect-ratio:21/20;display:block;border-radius:6px;object-fit:cover;object-position:48% 50%}
.media-caption{font-family:var(--font-sans-body);font-size:13px;line-height:1.6;color:var(--color-muted);margin:10px 0 0}

/* ==========================================================================
   Your business
   ========================================================================== */
.section-alt{background:var(--color-bg-zone);border-top:1px solid var(--color-border);border-bottom:1px solid var(--color-border)}
.section-pad{padding:72px 48px}
#your-business .section-heading{margin:16px 0 40px;max-width:640px}
.commitments{display:grid;grid-template-columns:1fr 1fr;gap:32px 56px;margin-bottom:56px}
.commitment{border-top:1px solid var(--navy-700);padding-top:16px}
.commitment h3{font-family:var(--font-serif-display);font-size:21px;font-weight:500;color:var(--navy-900);margin:0 0 8px}
.commitment p{font-family:var(--font-sans-body);font-size:15px;line-height:1.6;color:var(--color-ink);margin:0;text-wrap:pretty}

/* ==========================================================================
   Our background
   ========================================================================== */
#background{padding:72px 48px}
#background .section-heading{margin:16px 0 12px}
#background>.body-text{max-width:100%;margin:0 0 40px;text-wrap:pretty}
.stat-row{display:grid;grid-template-columns:1fr 1fr 1fr;gap:40px;margin-bottom:40px}
.pains-label{display:block;margin-bottom:14px}
.pains-list{display:grid;gap:12px;max-width:var(--container-narrow)}
.pain-row{display:grid;grid-template-columns:190px minmax(0,1fr);gap:20px;border-top:1px solid var(--color-border);padding-top:10px}
.pain-term{font-family:var(--font-sans-body);font-size:15px;font-weight:600;color:var(--navy-900)}
.pain-desc{font-family:var(--font-sans-body);font-size:15px;color:var(--color-ink)}
.lender-badges{display:flex;gap:8px;flex-wrap:wrap}

/* ==========================================================================
   For brokers
   ========================================================================== */
#brokers{padding:72px 48px}
#brokers .section-heading{margin:16px 0 16px}
#brokers p{margin:0 0 14px}
#brokers .lender-badges{margin-top:8px}
.brokers-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:20px}
#brokers .brokers-copy-note{margin:10px 0 0}

/* ==========================================================================
   What we buy
   ========================================================================== */
#what-we-buy{background:var(--color-bg-zone);border-top:1px solid var(--color-border)}
#what-we-buy .section-heading{margin:16px 0 36px}
.buy-box-grid{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(0,1fr);gap:56px;align-items:start}
.not-a-fit-label{margin-bottom:14px}
.not-a-fit-tags{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:18px}
.not-a-fit-notes{margin-top:40px}
.not-a-fit-notes p{margin:0 0 14px;text-wrap:pretty}
#copy-buy-box-status{margin-top:14px}
#copy-buy-box-status p{font-size:13px;margin:0 0 8px}
.buy-box-textarea{width:100%;font:inherit;font-size:12px;line-height:1.5;padding:10px 12px;border:1px solid var(--color-border);border-radius:var(--radius-md);background:#fff;color:#000;resize:vertical}
.hidden{display:none}

/* ==========================================================================
   Process
   ========================================================================== */
#process{padding:72px 48px}
#process .section-heading{margin:16px 0 40px}
.steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:32px}
.step-number{font-family:var(--font-serif-display);font-size:22px;color:var(--navy-700);font-weight:600}
.step-rule{height:1px;background:var(--navy-700);margin:10px 0 14px}
.step h3{font-family:var(--font-sans-body);font-size:15px;font-weight:600;margin:0 0 8px}
.step p{font-family:var(--font-sans-body);font-size:14px;line-height:1.6;color:var(--color-muted);margin:0;text-wrap:pretty}
.process-subhead{display:block;margin:40px 0 20px}
#process .commitments{margin-bottom:32px}
.process-note{font-family:var(--font-sans-body);font-size:13px;line-height:1.6;color:var(--color-muted);margin:24px 0 13px}

/* ==========================================================================
   About
   ========================================================================== */
#about{background:var(--color-bg-zone);border-top:1px solid var(--color-border)}
.about-grid{padding:72px 48px;display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:64px;align-items:center}
.about-media-wrap{min-width:0}
.about-media{width:100%;aspect-ratio:21/20;display:block;border-radius:6px;object-fit:cover;object-position:50% 50%}
.about-copy{min-width:0}
#about .section-heading{margin:16px 0 18px}
.about-copy>.body-text{margin:0 0 24px;text-wrap:pretty}

/* ==========================================================================
   CTA banner
   ========================================================================== */
.cta-banner{background:var(--navy-900)}
.cta-banner-inner{padding:64px 48px;display:flex;align-items:center;justify-content:space-between;gap:48px}
.cta-heading{font-family:var(--font-serif-display);font-size:clamp(1.375rem,1.1rem + 1.4vw,2rem);color:#fff;font-weight:500;margin:0 0 10px}
.cta-banner p{font-family:var(--font-sans-body);font-size:16px;line-height:1.6;color:rgba(255,255,255,.78);margin:0}
.cta-action{flex-shrink:0}

/* ==========================================================================
   Submit deal
   ========================================================================== */
#submit{padding:72px 48px 96px;display:grid;grid-template-columns:minmax(0,1.5fr) minmax(0,.8fr);gap:72px;align-items:start}
#submit.hidden{display:none}
.deal-form-col{min-width:0}
.deal-form-col .eyebrow{display:block}
.deal-h1{font-family:var(--font-serif-display);font-size:clamp(1.75rem,1.4rem + 2vw,2.5rem);line-height:1.15;color:var(--navy-900);font-weight:600;margin:16px 0 16px}
.deal-lede{font-family:var(--font-sans-body);font-size:16px;line-height:1.6;color:var(--color-ink);max-width:100%;margin:0 0 12px;text-wrap:pretty}
.deal-sub{font-family:var(--font-sans-body);font-size:14px;line-height:1.6;color:var(--color-muted);max-width:100%;margin:0 0 44px;text-wrap:pretty}
.form-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:24px}
.form-grid .field{max-width:none;width:100%}
.form-full{grid-column:1 / -1}
.form-submit{margin-top:36px}
.form-error{font-family:var(--font-sans-body);font-size:14px;line-height:1.6;color:var(--color-danger);margin:16px 0 14px}

.deal-aside{position:sticky;top:112px;min-width:0;display:flex;flex-direction:column;gap:28px}
.next-steps{border-top:1px solid var(--color-border);padding-top:20px}
.next-steps .eyebrow{margin-bottom:14px}
.next-step{display:grid;grid-template-columns:110px 1fr;gap:12px;margin-bottom:12px}
.next-step-when{font-family:var(--font-sans-body);font-size:13px;font-weight:600;color:var(--navy-700)}
.next-step-what{font-family:var(--font-sans-body);font-size:13px;color:var(--color-muted)}

.deal-sent{padding:120px 48px;max-width:640px}
.deal-sent .eyebrow{display:block}
.deal-sent p{margin:0 0 12px}
.deal-sent .deal-sent-lede{margin-bottom:32px}

/* ==========================================================================
   Legal pages (privacy.html)
   ========================================================================== */
.legal-page{max-width:var(--container-narrow);margin:0 auto;padding:72px 48px 96px}
.legal-page h1{margin:0 0 12px}
.legal-page .updated{margin:0 0 40px}
.legal-page h2{font-family:var(--font-serif-display);font-size:21px;font-weight:500;color:var(--navy-900);margin:36px 0 10px}
.legal-page .body-text{margin:0 0 16px}

/* ==========================================================================
   Responsive
   ========================================================================== */

/* ---- ≤1024px: tablet/small-laptop tightening (grids stay multi-column) --- */
@media (max-width:1024px){
  .shell,.header-inner,.footer-grid,.footer-bottom,.hero,#your-business .section-pad,#background,#what-we-buy .section-pad,#process,#brokers,.about-grid,.cta-banner-inner,#submit,.legal-page{
    padding-left:32px!important;
    padding-right:32px!important;
  }
  .hero,.buy-box-grid,.about-grid{gap:40px!important}
  .footer-grid,.steps{gap:28px!important}
}

/* ---- ≤768px: every multi-column grid collapses to one column ------------ */
@media (max-width:768px){
  .shell,.header-inner,.footer-grid,.footer-bottom,.hero,#your-business .section-pad,#background,#what-we-buy .section-pad,#process,#brokers,.about-grid,.cta-banner-inner,#submit,.legal-page{
    padding-left:24px!important;
    padding-right:24px!important;
  }
  .hero,.commitments,.stat-row,.pain-row,.buy-box-grid,.steps,.about-grid,.footer-grid,.form-grid,#submit,.next-step{
    grid-template-columns:1fr!important;
  }
  .hero,.buy-box-grid,.about-grid{gap:32px!important}
  .footer-grid,.stat-row,.steps{gap:24px!important}
  .footer-bottom,.cta-banner-inner{
    flex-direction:column!important;
    align-items:flex-start!important;
    gap:20px!important;
  }
  .nav-links{display:none!important}
  .deal-aside{position:static!important;top:auto!important}
}

/* ---- ≤480px: tightest phones ---------------------------------------------- */
@media (max-width:480px){
  .shell,.header-inner,.footer-grid,.footer-bottom,.hero,#your-business .section-pad,#background,#what-we-buy .section-pad,#process,#brokers,.about-grid,.cta-banner-inner,#submit,.legal-page{
    padding-left:16px!important;
    padding-right:16px!important;
  }
}